Mopeds Hawaii

Hawaii mopeds insurance?
I’m moving to Hawaii and am considering buying a moped when i get there. I know that insurance is not required on mopeds. However, what if I have a bad accident?
Sorry, but if you have a bad accident on a moped, then your a dork! Besides, a moped can’t do too much damage.
If someone hits you while you’re riding one, their insurance takes care of you.
Mopeds in Hawaii